MAJA Benefit Partners

Alliance for Main Street Fairness


The Alliance for Main Street Fairness is a coalition of business owners and concerned citizens who want to bring sales tax laws up-to-date and level the playing field so all businesses can compete fairly.

Current law dates from an era before people shopped online. A loophole in this law allows online-only retailers to avoid collecting sales taxes at the point of sale, unlike brick-and-mortar retailers. This gives online-only retailers an unfair advantage over their Main Street competitors, which costs local communities jobs and tax revenue and creates significant unfairness in the marketplace for businesses and consumers alike.

Citi / Jewelers Reserve Consumer Financing Program 

image006The Jewelers Reservesm consumer financing card program from Citi Retail Services is designed specifically for jewelry retailers to help increase sales, reduce cost of sales, and improve profitability. With its great merchant rates, variety of flexible deferred interest, major purchase credit plans, low minimum monthly payments, and strong support from Citi Retail Services, the new Jewelers Reservesm card program is a cut above the rest! Your customers can apply online or in-store. When approved, they are granted a dedicated line of credit and can purchase at your store using their new card, instead of tying up their other payment types. Jewelers Reservesm cards have your store’s name placed on the front of the card to help drive customers back to your store for possible repeat purchases and to help increase loyalty.

Jewelers Reservesm delivers competitive approval rates, credit lines, and funds to your account within 24–48 hours of the sale. Citi will not cross-sell additional products to your customers, and there are no additional fees. Your business pays only a small percent of net credit sales to finance your customer’s purchases. Citi Retail Services offers training, store signage, consumer applications, and reference guides free of charge. Help increase your margin by driving loyalty and ease of purchases with your store-branded Jewelers Reservesm card program.

Contact the Jewelers Reservesm card team at Citi Retail Services today at (888) 621-7981(888) 621-7981. For more information and to enroll go to

Benefits Network Insurance Agency

image003Benefits Network works with small, mid-size and large clients to provide cost effective health insurance benefits. BNIA represents all the major carriers, including Anthem, UHC, MMO, Humana, Aetna and others. They also provide coverage for individuals, Medicare eligible and group dental, life, vision and disability.

By partnering with Benefits Network clients receive more than just cost effective insurance and benefit products. You gain a dedicated administrative resource for navigating your carrier’s procedures and paperwork, and an all-access source for consultation, research and information.

For a free, no obligation analysis please call 800.837.7672800.837.7672 and ask for Brad Heter or Mike Wolf or email them at or .

Constant Contact


Constant Contact®, Inc. champions small businesses to help them connect with their customers, clients, and members easily and affordably. More than 400,000 organizations worldwide use Constant Contact’s industry-leading email marketing and online survey tools. They create professional-looking email communications and online surveys to inform their audience and get feedback that ultimately result in closer relationships and tangible business growth.

Constant Contact supports customers every step of the way with award-winning, unlimited, free customer service. Plus, Constant Contact provides high email deliverability rates due to its strong ISP partnerships, no-tolerance spam policy, and participation in anti-spam industry groups.

The Edge Retail Academy


The Edge Retail Academy is a team of jewelry professionals, like you, who have past and current retail experience that want to truly empower other jewelers to achieve sustainable results through proven business practices. Because the Edge Retail Academy is committed in helping the MAJA Members, they are extending an exclusive offer to you to receive 10% savings. Please visit to review their services. For service inquiries, please Contact Darci at 877.910.3343877.910.3343 or .



Want better results starting today? What is it that makes one person in your organization outperform all others? At ExSellerate, they know the answer. They study human performance and have benchmarked the behaviors, motivators and skills possessed by the top retail sales and management professionals. Learn the secrets of identifying and hiring top talent and moving your high potentials to star performers. Contact ExSellerate at 800.298.4250800.298.4250 for complete MAJA member discount details.

Frank Gates/Avizent
Workers’ Compensation Group Ratings


Mid-America Jewelers Association members can save up to BWC’s maximum discount on workers’ compensation premiums by switching to our exclusive group rating program. Frank Gates/Avizent, our endorsed partner, is Ohio’s oldest operating third party administrator with 65 years of experience providing reliable, personalized service and competitive low fees. Their experts offer complete program analysis, developing custom action plans to help you reach your highest possible savings.

For a free, no-obligation savings analysis, call 800.395.4119800.395.4119.

Frank Gates Managed Care Services

image008The Mid-America Jewelers Association is also pleased to endorse Frank Gates Managed Care Services as our preferred provider of workers’ compensation MCO services.

Frank Gates Managed Care Services is an active supporter of the Mid-America Jeweler Association’s mission, programs and direction. Frank Gates Managed Care Services combines innovative solutions and integrated medical case management services with personalized, hands-on return to work assistance adding greatly to their ability to minimize the severity of job related injuries and control workers’ compensation costs.”

To learn more about MAJA’s preferred MCO, visit



Finally there is a free jewelry industry specific site exclusively created for shipping jewelry through the United States Postal Service. As a Mid-America Jewelers Association member you will receive discounted rates for Express Mail and Priority Mail facilitating your shipping through Visit to register and use the site. A username and password will be emailed to you. Make sure to check your jewelers block policy to make sure you already have Express Mail and Priority Mail shipping coverage.



Your customer now has a choice for jewelry insurance. They should keep jewelry off their homeowners policy. They are more likely to have a loss involving jewelry which could greatly impact their loss experience with their homeowners carrier. Gemshield is a replacement policy. If your customer has a loss they come back to you to have it replaced. We have a replacement arrangement you agree to when you sign up for the program. At renewal we mail your customer a letter advising them to come in for an annual check-up and valuation update. What a great opportunity for you to sell another
beautiful piece of jewelry to your customer.

For MAJA members if you purchase the first years insurance for your customer and place 25 or more policies annually with Gemshield®, you will receive a 15% discount off the rate. For complete details visit or call 866.207.9428866.207.9428.

TRU Credit/Debit Card Processing


The Mid-America Jewelers Association has leveraged its size and buying power to negotiate the guaranteed lowest credit card processing rates with TRU. TRU is an independent consulting company that specializes in the jewelry industry and has been servicing jewelers in all parts of the country for close to a decade. All members of the Mid-America Jewelers Association will enjoy:

  • Guaranteed Lowest Rates: All members receive the guaranteed lowest rates on all products and services related to payment processing. These services include credit card
    processing, check guarantee/conversion services, and custom gift card solutions.
  • No Fees to Get Started and Free Support: There are no reprogram fees or application fees and you will receive free 24/7 technical support.
    Free online processing software: a $400 value free to members.

Contact MAJA consultant Patrick Murphy for complete details at or 877.878.1777